What is the minimum auto insurance coverage required in Ohio?

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The minimum auto insurance coverage required in Ohio is 25/50/25 liability coverage. This means that a driver must have at least $25,000 in coverage for bodily injury per person, $50,000 for total bodily injury per accident, and $25,000 for property damage per accident. This standard ensures that drivers can cover a minimum amount of damages and medical expenses that may arise from an accident, which helps protect both the insured and other parties involved in the incident.

Understanding the importance of these coverage limits reflects the state's effort to balance financial responsibility with affordable access to auto insurance for drivers. It is crucial for all drivers in Ohio to maintain this minimum coverage to comply with state regulations and to be protected in the event of an accident.

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