What is required of Ohio drivers regarding auto insurance?

In Ohio, all drivers are required to carry auto insurance and have valid vehicle registration. This rule ensures that all drivers are financially responsible in the event of an accident, which helps protect not only the driver but also other road users. Auto insurance provides coverage for damages and medical expenses that may arise from collisions, thereby allowing for safer driving conditions on the roads.

The requirement for insurance is not limited to age or driving record; it applies universally to all drivers. This is designed to provide a safety net across the board, ensuring that every driver has a means to cover potential damages that could occur from vehicle operation. Valid registration is also essential, as it keeps the vehicle legally recognized and compliant with state laws, ensuring accountability on the road.

The other options suggest restrictions or exclusions based on age, driving history, or vehicle use, which do not align with Ohio's comprehensive insurance laws requiring all drivers to maintain coverage.