What does the term "driver’s responsibility law" entail in Ohio?

The driver's responsibility law in Ohio primarily pertains to the requirement that drivers must have auto insurance and report accidents to the Bureau of Motor Vehicles (BMV). This law is designed to ensure that all drivers carry a minimum level of liability insurance, which provides financial protection to all parties involved in the event of an accident. Additionally, the law emphasizes the importance of accountability by mandating that drivers report certain accidents to the BMV, particularly those involving injuries or significant property damage. This helps maintain accurate records regarding drivers' compliance with insurance requirements and supports the enforcement of responsible driving practices within the state. The necessity of having insurance not only protects individual drivers but also promotes road safety by ensuring that individuals can cover damages or injuries caused by their driving.