What constitutes "driving without insurance" in Ohio?

In Ohio, "driving without insurance" is defined as operating a vehicle without any valid auto insurance coverage. This means that if a driver is caught behind the wheel and does not have an active insurance policy in place that meets the state's mandated requirements, they are considered to be driving without insurance. Ohio law requires all drivers to maintain a minimum level of auto insurance, and failing to have that coverage can lead to penalties such as fines and the suspension of driving privileges.

The other scenarios presented, such as operating with expired insurance or having only liability coverage, do not meet the strict definition of driving without insurance. While both situations might entail insurance issues, they do not constitute a complete lack of coverage as outlined in option C.